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#3
New section 1.1 describes the unique issue of platform authenticators, user lock-out.
Addressing this issue in the beginning part of the document makes it easier to describe different scenarios of platform and roaming authenticators, e.g., why some models are called "convenient", or "phishing resistant", despite the fact that all the models use FIDO.
This section explains that the strongest reason why passwords are kept alive along with FIDO for the "convenient" model is to avoid user-lock out that will cause frictions of account recovery.